Being a member with PenSam means, that you enjoy the benefits of a pension scheme. You can also benefit from a bank and an insurance company especially for you.
An occupational pension scheme is a pension scheme through which wage-earners are entitled to pension as part of their employment. Pension contributions represent a percentage of their wages and salaries. For public-sector employees, pension contributions represent between 12% and 18% and for private-sector employees between 9% and 11%.
The majority of the occupational pension schemes managed by PenSam are based on collective agreements and agreements entered into by the trade unions FOA – Trade and Labour and Leder-Forum with the employers.
We put our members first.
We target our products and services at the individual members, providing them with choices and influence.
PenSam takes a clear ethical approach when investing pension funds, and our code of ethics is based on a number of international conventions.
PenSam has invested in rental properties throughout the country, and our members have a preferential right to the rental homes in these properties.
For more information, please contact our member service centre.